Terms and Conditions
Pre-Conditions to Opening an Account
In order to register an Account with us you hereby agree, warrant and represent that:
You are at least 18 years of age; or the age at which gambling is legal under any law that applies to you, whichever is the greater. Betbiga reserves the right to request proof of age documentation (KYC) from any applicant or customer at any time and to void any wagers with a minor.
Proof of identification required would be any of the following:
National Identification Number (NIN) Slip
Permanent Voters’ Card
You are entirely responsible for complying (and that you comply) with your own local, national, federal, state or other laws concerning betting and gaming prior to opening an Account, placing any bets, stakes or wagers (together “Bets”) or using the Services. If you live in a country where the use of a service is prohibited, you must not register with us for the applicable Service.
Note that every registered customer is called and when a phone number which is not a Nigerian or any of the countries where we are licensed is used, such user is marked and investigated further. They are eventually blocked from using the platform if found guilty of using our service from a country where we are not licensed. Betbiga will not be held responsible for the loss of funds of any customer that created an account from a country where we do not hold a valid license.
The availability of our Services does not constitute an offer, solicitation or invitation by us for the use of our Services in any jurisdictions in which such use is prohibited by law.
Betbiga shall not be liable for any breach of any local, national, federal, state or other laws that may occur as a result of your using the Services. If you are found to have breached, we may cancel any Bet you may have placed.
We shall not be obliged to pay any winnings which might otherwise have been payable in respect of any Bet you placed; and we may refer the matter to the police, guardians or family members, or any other appropriate regulatory authority.
Betbiga reserves the right to suspend or close any Account and cancel any associated Bets where the Account holder and the owner of the funding instrument are not the same. You may not access the Service by means of another person's account. Should you attempt to open more than one account, under your own name or under any other name, or attempt to access the Service by means of another person's account, Betbiga reserves the right to immediately close all your accounts and ban you from future use of any Service.
Your Account will be linked to your mobile GSM number and only you, as the owner of these accounts, may deposit on the Website under your name.
Employees of Betbiga, its licensees, distributors, wholesalers, subsidiaries, advertising, promotion or other agencies, media partners, retailers, and members of the immediate families of each are not eligible to use the Service. They shall not open an account or register on the website or for any of the Services, whether in their own name or on behalf of a fellow employee, friend, relative, or anyone else, and all accounts in violation of this clause will be immediately terminated and any potential winnings would be voided, In case the later applies to an Agent’s winning tickets, proof of customer's deposit and/or identification details should be provided for the winnings to be possibly honored. In any other case, any possible winnings would be voided and Agent(s) account(s) would be terminated.
Please contact us as soon as possible if you have lost or forgotten your account details. We recommend that you disable any automatic password memory in your browser prior to using the Services. This will help to limit the risk to you of unauthorized use of your Account. You are solely responsible for your account transactions and should keep your account information strictly confidential.
Betbiga is one of Nigeria’s most respected gaming companies. Any monies deposited with us are protected in the event of our insolvency by virtue of such monies being held by our bank in designated client accounts separate from our own accounts. We hold customer funds separate from company funds in a client account. There is no absolute guarantee that all funds will be repaid. Such an account is proactively monitored and audited by independent internal and external audit teams.
You should note that our Services are for personal, non-commercial use only. You agree that Betbiga is entitled to monitor your gameplay and use our Service to detect gameplay patterns indicative of any professional, non-recreational play. Any professional use of our Service is prohibited.
Deposits & Withdrawals
Betbiga offers you several ways in which you can fund your account. We may request a means of identification to confirm the identity of the account owner (KYC) as requested by regulatory bodies and to comply with relevant anti-laundering provisions.
Payouts are usually processed within 48 hours (excluding weekends and public holidays). The minimum amount you can withdraw is ₦10,000.
You cannot deposit funds into your Betbiga account and decide to withdraw it. You can only withdraw from your winnings. We implore punters to place bets with their deposits and payout from their winnings i.e. you cannot withdraw any amount of money you have not won. Any payout made under such circumstances would be reversed back to the Betbiga Account.
We may request a means of identification to confirm the identity of the account owner (KYC) as requested by regulatory bodies and to comply with relevant anti-money laundering provisions. All payouts will be audited before processing. If an audit shows a violation of our Terms & Conditions, rigging, or fraud, such payouts will not be processed and in most cases, such winning bets would be voided.
Your Betbiga account can not be used as a bank account, any deposits made into your Betbiga account are meant for the use of our service, and any withdrawals made without/limited gameplay may be declined, also Betbiga reserves the right to request from specific players to place a bet on minimum odds of 1.50 or more where and if Betbiga sees it fit
In the case where a deposit is made into an account with a Bank ATM card and value isn’t credited to the account, the customer should send a mail to [email protected] and expect resolution in 12 working hours if a third party isn’t involved in the transaction.
The maximum payout is ₦40,000,000. All betslips placed in shops in Lagos state have a maximum payout of ₦10,000,000 per betslip regardless of the accumulative total potential payout. e.g. if you select 7 events and the total payout for those events is ₦15,000,000, you will receive ₦10,000,000.
The maximum winnings on pool betting are defined by the provider.
The Μarket closes every Friday at 23:00* (WAT zone) and no further bets are accepted.
In case an event is canceled, all the undecided selections will be settled as void.
Betbiga reserves the right to withdraw/amend/cancel pool betting at any time at their own discretion, in case of a dispute the decision of Betbiga is final. General terms and conditions also apply.
*Times may vary depending on the occasion.
New Bet Builder with even more options
Want to combine different markets of the same match in one bet? With Bet Builder, you can. And now it also allows you to combine your Bet Builder with other Bet Builder selections or more types of bets in the same betslip!
What is Bet Builder?
Our Bet Builder feature allows you to combine different markets of the same match in a single bet. For example, you can include the following markets on a Liverpool vs Newcastle match:
Full-Time Result/ Home team to win
Player to score/ M. Salah
Over/Under Total Goals/ Over 2.5
You can also combine your Bet Builder bet with other Bet Builder selections, as well as non-Bet Builder selections. For example:
Bet Builder (e.g. Full-Time Result, Player to Score, Over/Under Total Goals)
Non-Bet Builder selection (e.g. Set Winner)
Bet Builder (e.g. Winner, Total Points, Odd/Even)
Non-Bet Builder selection (e.g. Double Chance)
How to build your bet
You will first have to pick the event you are interested in and then enable the Bet Builder feature to filter the available markets that can be combined.
ℹ️ You can select 2 up to 6 markets, which are then added to your betslip, creating a Bet Builder bet.
Have you created your Bet Builder bet? Now you can combine it with other selections in the same betslip.
Τerms and conditions
Bet Builder is available on pre-event selected matches.
Bet Builder bets can be combined with other Bet Builder bets or other betting events.
Bet Builder bets are not eligible for Cash Out.
You can select 2 up to 6 markets, which are then added to your betslip, creating a Bet Builder bet
If a Bet Builder bet contains a selection that gets voided/canceled, then the entire Bet Builder bet will be voided/canceled - e.g. if your First Goalscorer selection does not play, the entire Bet Builder bet will be settled as void regardless of the outcome of the other selections.
Postponed and/or suspended events will be settled void as following our General Betting Rules under (paragraph 3.1 of Betting Rules).
Betbiga will not be responsible if the Bet Builder feature is not available for technical reasons.
The Bet Builder feature cannot be combined with any other current offers unless otherwise stated on the specific terms of each offer.
Betbiga reserves the right to reverse the settlement and/or revise the odds for a Bet Builder bet and/or settle it as void, in the case of an obvious error in the odds of any selection involved in a Bet Builder bet.
Betbiga reserves the right to accept or decline any bet requested for any competition or market or bet type that is included in the Bet Builder feature.
Betbiga reserves the right to amend, suspend or remove the Bet Builder feature at any time for any event, fixture, market, or customer.
Betbiga reserves the right to remove the Bet Builder feature for any customer or group of customers where it has reasonable grounds to believe that the customer or group of customers is misusing the feature.
Betbiga’s T&Cs apply.
Void Bets & Right of Set-Off
All previous bets will be voidable at the option of Betbiga and any winnings which you have accrued will be forfeited by you and you will return to us on demand any such funds which have been withdrawn from your Account, and any stakes for Bets made but for which the event is not yet completed will be returned to you other than in the event of any outstanding chargebacks or any other amounts owed to us at that time.
Betbiga may at any time set off any amount on deposit in your account against any amounts owed by you to Betbiga.
Betbiga reserves the right to correct later or void any bet where there are obvious errors regarding odds, results, or market or if there are unforeseen events or changes in the event.
Betbiga reserves the right to impose betting limits and/or raise in-play delay at customers' accounts.
Customers are not permitted to bet an amount exceeding their personal account.
If Betbiga discovers that you:
a. Have multiple betting accounts and/or use multiple betting accounts; and/or
b. Have acted in collusion with one or more persons and wagered by a number of different betting accounts on the same combinations of selections [regardless of whether the bets were placed individually or not, at different rates, or on different days] to try to increase the maximum payouts in compounds with multiple accounts, we reserve the right to withhold winnings caused by such behavior gains.
c. A number of bets may be treated as being one when a customer places multiple copies of the same bet; most especially when discovered that the customer has acted in collusion with one or more persons and wagered by a number of different betting accounts on the same combinations of selections regardless of whether the bets were placed individually or not, at different rates, or on different days] to try to increase the maximum payouts in compounds with multiple accounts. An example would be where 1 particular selection is repeatedly included in multiple bets involving other short-priced selections.
d. When the above situations occur, all bets will be voided apart from the first bet struck. A number of bets that contain the same single selection may be treated as being one. When this occurs, all bets will be voided apart from the first bet struck.
e. Where a number of bets, involving identical or very similar selections, are received from different customers within a short timeframe, Betbiga reserves the right to void all such bets, even after the bets have been determined. Betbiga reserves the right to void such bets and the reservation is solely at the discretion of Betbiga.
f. If it is discovered that you have played in a professional capacity, or in tandem with other player(s) as part of a club, group, etc., or placed bets or wagers in a coordinated manner with other player(s) involving the same (or materially the same) selections; Betbiga further reserves the right, at the Company’s sole discretion, to restrict the total maximum payout for the combined total of any such bets, to the equivalent of the maximum payout limits permitted for a single customer. The determination of the existence of such a discovery is at the sole discretion of Betbiga.
g. Maximum payout is given per player and per betslip only, if multiple selections of the same events by one or multiple players are found Betbiga reserves the right to withhold such winnings and void related selections even after such betslips are settled and only the first one placed would be paid to the customer. Such payments in this respect are based solely at the discretion of Betbiga.
Betbiga also reserves the right to deem bets void if there are radical changes to event conditions, such as a team starting a match with less than the maximum allowed players, match duration, the distance of a race, amounts of periods, etc.
Betbiga reserves the right to void all bets (both open and settled) that include a canceled event, irrespective of the number of selections within the bet.
When an obvious error occurs (incorrect odds, algorithm mistake, and not only) and/or is identified during live betting or after the event has finished, the bet may not be cashed out. If the cash-out bet settlement value has been accepted in error, the cash-out transaction will be made void and the bet will be settled at the Betbiga revised price. If subsequent attempts are made to place bets and cash out on the same markets, before the obvious error has been corrected/ identified then, the cash-out bet settlement value and the bet will be made void.
Betbiga reserves the right to void any bets before the start of the event without any justification or excuse as the company sees fit.
Betbiga reserves the right to seek criminal or other sanctions against you if we suspect you have engaged in fraudulent, dishonest, or criminal acts and we will disclose such information to the relevant authorities or other relevant third parties (for example, payment service providers) as may be necessary in this regard.
Betbiga reserves the right to suspend or terminate any account it believes to be involved in fraud, money laundering, and/or any other form of illegal or suspicious activities and to report such details as it reasonably considers are necessary to relevant authorities.
In case any fraudulent activity is detected, Betbiga reserves the right to close your account and cancel any winnings in your account at Betbiga's absolute discretion and without any obligation to state a reason or give prior notice.
In the case of suspected or fraudulent payments, including the use of stolen credit cards, or any other fraudulent activity or Prohibited Activity (including any chargeback or other reversal of a payment), we reserve the right to block a user's account, reverse any pay-out made and recover any winnings. We shall be entitled to inform any relevant authorities or entities (including credit reference agencies) of any payment fraud or otherwise unlawful activity and may employ collection services to recover payments. However, under no circumstances shall we be liable for any unauthorized use of credit cards, irrespective of whether or not the credit cards were reported stolen.
Customers are strictly prohibited from using the Service and our systems to facilitate any type of illegal money transfer. You must not use the Service for any unlawful or fraudulent activity or prohibited transaction (including money laundering) under the laws of any jurisdiction that applies to you. If we suspect that you may be engaging in, or have engaged in fraudulent, unlawful, or improper activity, including, money laundering activities or any conduct which violates these Terms, your access to the Service may be terminated immediately, by blocking your account or confiscating winnings achieved through the above-mentioned activities. If your account is terminated or blocked under such circumstances, we are under no obligation to refund you any money that may be in your account. In addition, we shall be entitled to inform the relevant authorities, other online service providers, banks, credit card companies, electronic payment providers, or other financial institutions of your identity and of any suspected unlawful, fraudulent, or improper activity. You will cooperate fully with any investigation into such activity.
Betbiga provides a self-exclusion facility to help you if you feel that you have developed a gambling problem. At your request, we will as soon as is reasonably practicable, apply best practices to prevent you from using your account indefinitely. To this end, we may retain such personal data as is necessary (and for as long as is necessary which may be indefinite) to implement the facility as effectively as possible, including for example your name, address, and credit/debit card details.
Our self-exclusion facility involves a joint commitment between Betbiga and you. We will take reasonable steps to prevent you from re-opening your account or opening a new account, but you must not attempt to re-open your Account or to try and open new accounts. We shall not be liable if you circumvent our self-exclusion procedures and continue to use our services or if you continue to gamble with any third party. To activate our self-exclusion facility, please contact customer services using Betbiga’s contact information at the bottom of this page or as can be found on this website.
Please contact us if you wish to close your account. We may close or suspend your account if your account remains inactive for a significant period. Inactive accounts may incur a charge to compensate Betbiga for the costs incurred in maintaining such inactive accounts. If you have any queries regarding inactive accounts, please contact the Customer Service department for further information.
Your sole remedy in the event of the termination of your account by us for any reason shall be the reimbursement of any undisputed account balance you may then have, and we shall have no further liability to you whatsoever.
You acknowledge and agree that all right, title, and interest in the Service, including but not limited to intellectual property rights, is our absolute property or duly licensed to us.
The “Betbiga” brand name and any other Betbiga-related trademarks, service marks, and/or trade names used in connection with the Service (the "Trademarks") are the trademarks, service marks, and/or trade names owned by Crystal Gaming Limited, which reserves all rights to such Trademarks.
You hereby acknowledge that by using the Service you obtain no rights in the Trademarks or the Service and you may only use the same in complete accordance with these Terms. Any use of the intellectual property related to the Service without our prior written consent is not permitted. You agree not to (and agree not to assist or facilitate any third party to) copy, reproduce, transmit, publish, display, distribute, commercially exploit, or tamper with the intellectual property related to the Service in any manner whatsoever.
You acknowledge and agree that the material and content contained within the Service or within any of our websites, software or other properties is made available for your personal, non-commercial use only. Any other use of such material and content is strictly prohibited.
The services are provided ‘as is’ without any express or implied warranty of any kind, and all warranties including warranties of merchantability, non-infringement of intellectual property rights, fitness for any particular purpose, and of completeness or accuracy of content are hereby excluded to the fullest extent permitted by law.
Neither Betbiga nor any of its licensors give any warranty that the supply of material and content on the website (including but not limited to racing silks, form, and racing previews) will be uninterrupted, timely, secure, or error-free or that the websites and the services are free of viruses or bugs and no warranties are given as to the accuracy of material or content comprising the services.
Betbiga reserves the right to suspend, modify or remove or add to our website any games or software at its sole discretion with immediate effect and without notice. We shall not be liable to you for any loss suffered by you resulting from any changes made or for any modification or suspension of or discontinuance of the Service and you shall have no claims against us in such regard.
Betbiga shall not be liable for computer malfunctions, failure of telecommunications service or Internet connections nor attempts by you to participate in games by methods, means or ways not intended by us.
We cannot guarantee that the Service will never be faulty, but we will undertake efforts to correct reported faults as soon as we reasonably can. If a fault occurs, you should report the fault by e-mail or in writing to our customer service center.
Although we shall take all reasonable measures to ensure that the Service is free from computer viruses we cannot and do not guarantee that the Service is free of such problems. It is your responsibility to protect your systems and have in place the ability to reinstall any data or programs lost due to a virus.
We may temporarily suspend the whole or any part of the Service for any reason at our sole discretion. We may, but shall not be obliged to, give you as much notice as is reasonably practicable of such suspension. We will restore the Service, as soon as is reasonably practicable, after such temporary suspension.
It has come to the attention of Betbiga that fraudulent individuals and organizations are impersonating themselves as agents of “Betbiga” to extort money from innocent Nigerians online and in various locations across Nigeria.
This scam has been done by giving fake odds aka sure odds and placing bets on behalf of their victims.
Betbiga denounces these fraudsters and is using this medium to alert the general public.
For the avoidance of doubt, Betbiga has not engaged anyone to receive money from people by giving them “sure odds'' and placing bets on their behalf. It is also important to note that people who desire to place bets with Betbiga can do so on our website or in our authorized retail outlets across the nation subject to terms and conditions.
Betbiga is a registered trademark of Crystal Gaming Ltd, a limited liability company registered under Part A of the Companies and Allied Matters Act.
We are licensed to offer sports betting services by the National Lottery Regulatory Commission (NLRC).
Our official website is www.betbiga.com and you can reach us via our official email; [email protected]. Upon receipt of your email, a member of our customer support team will reply to your query within 24 hours. We can also be reached via the following means:
Live Chat: By clicking the relevant chat button found on our website
We implore the general public to report to law enforcement officers, any person(s) or organizations whom they suspect of being an impostor, engaging in fraudulent activities, or soliciting money on behalf of Betbiga
You hereby accept that by using the services, there is a risk that you may, as well as winning money, lose money. You agree that your use of the services is at your own risk and we accept no responsibility and shall not be liable for any consequences that are alleged to have occurred through your use, or misuse, of the services.
We (and/or our third-party service providers, to the extent relevant) shall not be liable to you in contract, tort (including negligence), breach of statutory duty or otherwise arising for loss of profits, loss of revenue, loss of business, loss of data, loss of business information, business interruption, loss of reputation, loss of opportunity, or loss of goodwill, or for any indirect, special or consequential loss, even if such losses are foreseeable or if we have been notified of the possibility of such losses.
We are not liable for the failure of any equipment or software, wherever located or administered, or whether under our direct control or not, that may prevent the operation of our services, impede the placing of orders for bets or the acceptance of bets, or prevent you from being able to contact us. We will not be liable for any loss of content or material uploaded or transmitted through the websites and you confirm that we shall not be liable to you or any third party for any modification to, or suspension or discontinuance of, the services. We reserve the right to cancel or suspend the services without incurring any liability.
We are not liable for any loss or damage that you may suffer because of any act of god; power failure; trade or labor dispute; act, failure or omission of any government or authority; obstruction or failure of telecommunication services or networks; or any other act, omission, delay or failure caused by a third party or otherwise outside of our control.
We have the right to request an original copy of the winning betslip before we pay winnings
Sportsbook betslip are valid for 7 days
The company reserves the right to change any agent’s commission without any prior notice once suspicious activities are noticed or detected.
You agree to indemnify and hold harmless us, our directors, officers, employees, shareholders, agents and affiliates, our ultimate parent and parent companies, and any of our subsidiaries against any and all costs, expenses, liabilities, and damages (whether direct, indirect, special, consequential, exemplary or punitive or other) arising from any participation in the Service by you, including without limitation:
The use of the Service by you or anyone using your account;
The use of the Service by means of telecommunication services;
Use or re-use of any materials at, or obtained from, the Service;
Entry to, or use, or re-use of any servers or equipment involved in providing the Service;
Facilitating or making a deposit into your account;
Wagering or gaming via the Service through any delivery mechanism offered; and
Acceptance and use of any win or prize at or from us or the Service.
Final Decision for Winnings
If there is a discrepancy between an event's result displayed on your software and the one announced by our providers, the result given by our providers will be considered the official and authoritative outcome.
Governing Law and Jurisdiction
These Terms are governed by and interpreted in accordance with, the laws of Nigeria and you irrevocably submit to the exclusive jurisdiction of the courts of Nigeria to settle any disputes (including claims for set off and counterclaims) which may arise in connection the creation, validity, effect, interpretation or performance of or the legal relationships established by or otherwise arising in connection with these Terms.
These Terms represent the complete, final and exclusive agreement between you and us, and supersede and merge all prior agreements, representations and understandings between you and us with regards to use of our Service. We reserve the right to amend these Terms, or to implement or amend any procedures, at any time without prior notice to you. Such amendments will be implemented at the discretion of management and put into immediate effect.